Federal Benefit Analysis
At PFM Elite, we provide current federal employees with general educational information on coordinating your FERS Pension, Health Benefits, Social Security, and Investments. We cover the specifics of your individual situation through our Federal Benefit Analysis report, provided without obligation, if you are an active federal employee. We have partnered with Fed Pilot for marketing and back office support.
We co-host virtual workshops with Fed Pilot for federal employees where we explain how each piece of your benefit plan works, and how to pick the best options. These workshops are educational and may be eligible for SF-182 reimbursement subject to each agency's approval. PFM Elite and Fed Pilot are not affiliated with or endorsed by any U. S. Government agency.
Through our Smart Wealth Series for Federal Employees, we provide a 10-volume educational resource designed to help you make the most of your unique government benefits. The series highlights the financial decisions federal employees face throughout their careers and into retirement. You can use the link below for additional details.
Federal retirement benefits are complex. Our process helps you understand and maximize your benefits:
FERS/CSRS Pensions (and CSRS Offset)
Social Security benefit coordination
Thrift Savings Plan (TSP) investments and rules
Federal Employee Health Benefit (FEHB)
Medicare Coordination
Special Retirement Supplement (SRS)
Federal Employee Group Life Insurance (FEGLI)
Survivor Benefit Program (SBP)
Once you understand how your benefits work through the analysis report, we transfer the information into your detailed retirement plan. The plan will show you what your retirement looks like, and how to evaluate your benefits and save taxes.
In addition, you can use our 12-Point Retirement Checklist to determine how complete your retirement plan currently is. Answer honestly to see your score out of 100. There's no cost or obligation. Use the link below to access the checklist and see where you stand!
Working with a financial professional who does not have knowledge of federal benefits may lead to unintended consequences and outcomes that might not be in your best interest. Selecting a financial advisor who understands your unique needs and focuses on serving federal employees can be a prudent choice.
At PFM Elite and Brookwood, we realize every client has their own personal needs, goals and objectives. We deliver individualized solutions designed to help you live your best retirement life!
PLEASE NOTE: Use the secure link below to upload any documents for our review prior to your initial meeting. If you attend a workshop, this initial meeting is referred to as the Part 2 session.
There is no fee for this introductory consultation. An advisory relationship is established only through a written agreement.
PFM Elite Wealth Management is not affiliated with, endorsed by, authorized by, or sponsored by the United States Government, the Federal Retirement Thrift Investment Board (FRTIB), or the Thrift Savings Plan (TSP), and our educational services, including Fed Pilot and Fed Options, are provided on an independent basis.
Investment advisory services are offered through Brookwood Investment Group LLC, an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. This website is an advertisement for advisory services and is provided for informational purposes only. It is not personalized advice or a recommendation. All investing involves risk, including loss of principal, and past performance does not guarantee future results. Services are offered only where properly registered or exempt. See Form ADV and Form CRS at www.adviserinfo.sec.gov.